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Legal Definitions - accident policy

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Definition of accident policy

An accident policy is a type of insurance policy that provides coverage for losses resulting directly from accidental bodily injuries sustained during the policy term. This policy can be purchased for personal or business purposes.

For example, if a person has an accident and sustains injuries that require medical attention, an accident policy can help cover the costs of medical treatment and other related expenses.

Another example is a business purchasing an accident policy for its employees. If an employee is injured on the job due to an accident, the policy can help cover the costs of medical treatment and lost wages.

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Simple Definition

An accident policy is a type of insurance that protects you if you get hurt by accident during the time the policy is active. It's like a contract between you and the insurance company that says they will help pay for any injuries you get from an accident. There are many different types of insurance policies, like ones that cover your home or car, and they all have different rules and coverage. Insurance companies use something called insurance rating to figure out how much you should pay for your policy. Sometimes, a group of insurance companies will join together to form an insurance pool to share the risk and costs.
accident insurance | accidental Read a random term: actuarial surplus

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A 'reasonable person' is a legal fiction I'm pretty sure I've never met.

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