Legal Definitions - adjuster

An adjuster is a person who works for an insurance company and helps to handle claims. They investigate the claim and decide how much money the insurance company should pay out to the person making the claim. The adjuster can be an employee of the insurance company, an independent contractor, or a public agent.

For example, if your car is damaged in an accident and you have car insurance, you would file a claim with your insurance company. An adjuster would then be assigned to your case to investigate the damage and determine how much money the insurance company should pay you to fix your car.

Another example would be if your house was damaged in a storm and you have homeowners insurance. You would file a claim with your insurance company and an adjuster would be assigned to your case to investigate the damage and determine how much money the insurance company should pay you to repair your house.

The adjuster's job is to make sure that the insurance company pays out a fair amount of money for the claim. They are there to help both the insurance company and the person making the claim come to an agreement on how much money should be paid out.