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Legal Definitions - jus distrahendi

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Definition of jus distrahendi

Jus Distrahendi

Jus distrahendi (pronounced j-s dis-tr-hen-dI) is a Latin term that refers to the right to sell pledged goods upon default.

  • If a person borrows money from a bank and pledges their car as collateral, the bank has the jus distrahendi to sell the car if the borrower fails to repay the loan.
  • Similarly, if a person takes out a pawnshop loan and pledges their jewelry as collateral, the pawnshop has the jus distrahendi to sell the jewelry if the borrower does not repay the loan.

These examples illustrate how the jus distrahendi gives the lender the legal right to sell the pledged item in order to recoup their losses if the borrower defaults on the loan.

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Simple Definition

Term: JUS DISTRAHENDI

Definition: Jus distrahendi is a Latin term that means the right to sell pledged goods when the borrower fails to repay the loan. This means that if someone borrows money and puts up something valuable as collateral, like a piece of jewelry or a car, and then fails to pay back the loan, the lender has the right to sell the collateral to recoup their losses.

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