Legal Definitions - PPO

Definition: PPO stands for Preferred Provider Organization. It is a type of health insurance plan that allows you to choose your healthcare providers from a network of preferred providers.

Example: If you have a PPO plan, you can choose to see any doctor or specialist within the network without a referral. However, if you choose to see a provider outside of the network, you may have to pay more out of pocket.

Explanation: PPO plans offer more flexibility than other types of health insurance plans, such as HMOs. They allow you to see any provider within the network without a referral, and you can also choose to see providers outside of the network. However, if you choose to see a provider outside of the network, you may have to pay more out of pocket.