Legal Definitions - right of discussion

The right of discussion is a legal term used in Scots law. It refers to the right of a debtor to discuss and negotiate the terms of a debt with their creditor before any legal action is taken against them. This right is also known as the benefit of discussion.

For example, if a person owes money to a bank, they have the right to discuss and negotiate the terms of the debt with the bank before the bank takes any legal action against them. This can include discussing payment plans or other arrangements to repay the debt.

The right of discussion is important because it allows debtors to have a say in the terms of their debt and can help them avoid legal action or bankruptcy. It also encourages creditors to work with debtors to find a mutually beneficial solution.