Legal Definitions - secondary insured

Definition: A secondary insured is a person or entity that is covered by an insurance policy in addition to the primary insured. This means that if a claim is made, the secondary insured may also receive benefits from the policy.

Example: John has health insurance through his employer, and his wife Jane is listed as a secondary insured on the policy. If John gets sick and needs medical treatment, his insurance will cover the costs. However, if Jane also gets sick and needs medical treatment, she can also use the insurance policy to cover her costs as a secondary insured.

Explanation: In this example, John is the primary insured and his wife Jane is the secondary insured. If either of them needs medical treatment, they can use the insurance policy to cover the costs. This is because Jane is listed as a secondary insured on the policy, which means she is also covered by the insurance.