Legal Definitions - sole and unconditional owner

A sole and unconditional owner is a person who has complete ownership of something and has the right to possess, use, and transfer it without any restrictions or conditions.

For example, if John buys a car with his own money and is the only person listed on the title, he is the sole and unconditional owner of the car. He can use it as he pleases, sell it, or give it away without needing anyone else's permission.

In insurance, the sole and unconditional owner is the person who has full ownership and control over the insured property. For instance, if Jane buys a house and pays for the insurance policy, she is the sole and unconditional owner of the policy and can make any changes or claims related to it.