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Legal Definitions - wadset

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Definition of wadset

Definition: In Scots law, wadset refers to a mortgage or a pledge/pawn. It can also be referred to as fiducia in Roman law.

Examples:

  • John took out a wadset on his house to secure a loan from the bank.
  • Mary gave her necklace as a wadset to the pawn shop in exchange for some quick cash.

The first example illustrates the use of wadset as a mortgage, where John uses his house as collateral for a loan. The second example illustrates the use of wadset as a pledge or pawn, where Mary gives her necklace as collateral for a loan from the pawn shop.

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Simple Definition

Term: WADSET

Definition: In Scottish law, a wadset is a type of mortgage or loan where a property is used as collateral. It can also refer to a pledge or pawn. To wadset means to mortgage or pledge something as security for a loan.

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