Legal Definitions - dischargeable claim

A dischargeable claim is a type of claim that can be eliminated or forgiven through bankruptcy. This means that the debtor is no longer legally obligated to pay the debt.

Examples of dischargeable claims include:

• Credit card debt
• Medical bills
• Personal loans
• Past-due rent payments

For instance, if someone files for bankruptcy and has $10,000 in credit card debt, that debt may be considered a dischargeable claim. Once the bankruptcy process is complete, the debtor will no longer be responsible for paying that debt.

It's important to note that not all debts can be discharged through bankruptcy. For example, student loans and certain tax debts are typically not dischargeable.