Legal Definitions - insurance adjuster

An insurance adjuster is a professional who assesses the value of a loss to the insured and settles the claim against the insurer. They are responsible for investigating insurance claims, determining the extent of the damage, and negotiating settlements with the policyholder.

For example, if a homeowner experiences a flood in their home, they would file a claim with their insurance company. An insurance adjuster would then be assigned to investigate the claim, assess the damage, and determine the amount of compensation the homeowner is entitled to receive.

Another example would be if a car is involved in an accident. The insurance adjuster would investigate the accident, assess the damage to the car, and determine the amount of compensation the policyholder is entitled to receive.

Overall, insurance adjusters play a crucial role in the insurance industry by ensuring that policyholders receive fair compensation for their losses.